Insurance & Billing

Your procedure at a Hoag Endoscopy Center will involve a number of separate and distinct services that will be billed to your insurance.

• Hoag Endoscopy Facility Fee
• Physician Fee
• Physician Assistant Fee (if applicable)
• Anesthesia Fee (If applicable)
• Lab/Pathology Fee (If Applicable)

Co-Insurance

Co-insurance is a percentage of the procedure charges (e.g., insurance plan pays 80% and you pay 20%), subject to your plan’s coverage limits. You may owe co-insurance to either the physician or endoscopy center or both. Also be aware that co-insurance may be in addition to your co-pay. Payment is expected at the time of service.

Deductibles

You may also have an annual deductible amount that must be met by you prior to any payment for services by your insurance. In this case, you may have both an annual deductible and co-insurance that is your responsibility. Payment is expected at the time of service.

Before Your Procedure

Every insurance plan is different. You may have a co-pay, co-insurance, and deductible or some combination of the three. It is your responsibility to understand your plan and benefits – we can help. If a balance is due based on your insurance plan, you will receive a call from Hoag Endoscopy Center prior to your procedure. We will give you an estimate of your patient responsibility, based on what your physician has scheduled. The amount that is quoted to you is based on Hoag Endoscopy Center’s contracted rate with your insurance. Your estimated patient responsibility is due at the time of service.

Day of Your Procedure

Please remember to bring all insurance cards and other pertinent documents with you on the day of your procedure so that we may process your insurance papers for you. We accept American Express, Visa, and MasterCard with credit card approval on the date of payment.

For more information regarding payment options, visit our Payment page.